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How the court can stop creditors asking you for more money.
Find out a way of dealing with debts that you cannot pay.
However you feel comfortable, we can help you make a plan to take control of your debt.
How to apply for bankruptcy if you live outside the UK.
Find out if it’s a good idea to borrow money to pay off your debts.
How to make a fixed monthly payment to pay back your debts.
Write off debts of up to £50,000 to make a fresh start.
Find out how you can use the value of your home to get money when you need it.
Settle your debts by paying less than you owe with a single larger payment.
How charities can help you with unexpected bills.
How to make an agreement to pay off some of your debts with the rest being written off.
Find out how taking money from your pension can affect you.
Find out about selling things you own to clear debts.
There are lots of ways you might be able to clear your debt.
Find out when it is possible to write off debt.
Cancel your existing debt management plan
Ask your creditors to accept a full and final settlement offer | Lump sum offers sample letter
Use this letter to ask your creditors to accept pro-rata payments on your debts.
Use this letter when a creditor has refused your token offer of payment.
Use this letter when a creditor has refused your pro-rata offer of payment.
Use this letter to ask your creditors to accept a token payment or no payment on your debts
Use this letter when asking your creditor if they would consider writing off your debt. You can also use our fact sheet Review your offers to creditors.
Use this letter to ask your creditor to reconsider their refusal to write off your debt. Contact us for advice before using this letter.
