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We are open and ready to help you

  • Use our online tool to get debt help now.
  • Webchat with an adviser, Monday to Friday 9am - 8pm and Saturday 9:30 am - 1pm. This is the fastest way to speak to a specialist adviser.
  • Call us on 0808 808 4000, Monday to Friday 9am - 8pm and Saturday 9:30 am - 1pm
  • Go to our Coronavirus hub for the latest information and advice about the help available.
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How to deal with debt guide

Our guide will help you to:

  • know what you’ve really got;
  • maximise your money; and
  • choose your debt solution.

More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.

Go to hub

Who are we?

National Debtline is a charity.

We give free and independent debt advice over the phone and online.

We will never cold call you and will not pass your personal information to other companies.

Read more about avoiding fake debt advice.

How we help people

Work out your budget

Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.

When you have completed your budget you can use your summary budget to negotiate with your creditors.  

Start your budget

Get in touch

Call us for free debt advice on

0808 808 4000

Webchat with an adviser

Email us for advice

Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm

If you're self-employed Business Debtline can help.

Business Debtline