How to deal with debt guide
Download our free guide and take your first steps towards a fresh start with your finances. Our new ‘How to deal with debt’ guide will help you to:
- know what you’ve really got;
- maximise your money; and
- choose your debt solution.
More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.
Please note this guide is for use in England and Wales. If you live in Scotland you can still use Step 1, but for anything else go to our Fact sheet library.
Work out your budget
Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.
When you have completed your budget you can use your summary budget to negotiate with your creditors.