Our debt advice may be different depending on the country you live in. Select your country below to ensure you get the right information.
This letter is relevant in England & Wales.
Use this letter to tell a creditor that you are in breathing space and to stop collection of the debt
Use this letter to tell a creditor that you are in a breathing space moratorium.
You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
29th June 2024 [today’s date]*