Hold action while you apply for a DRO | Sample letter

This sample letter covers England and Wales

To view all sample Letters that cover Scotland, please click here.

Use this letter ask your creditors to hold action on your account while you apply for a debt relief order. You can find more information about how to use this letter in our Debt relief orders guide.

Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
Today’s date will be added automatically.
Sign each letter and enclose a copy of your budget if needed.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

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3rd July 2024 [today’s date]*

Dear Sir/Madam

Account No:

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I am writing to inform you that National Debtline are helping me to set up a debt relief order. They have told me it may take up to three months for the DRO to be set up and approved.

Therefore, please hold action on the above account and freeze interest and/or other charges that are being added.

The Insolvency Service will send you further information when the DRO has been approved.

Thank you for your understanding and I look forward to hearing from you soon.

(Please note, all further correspondence should be addressed to me. National Debtline are a self-help agency and are not acting as my representative).

Yours faithfully

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Hold action while you apply for a debt relief order (sole name)

Letter in joint names