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This letter is relevant in England, Wales and Scotland.

England Wales

Ask your mortgage lender not to pursue the mortgage shortfall (sole name)

Use this letter where your house was sold more than six years ago and you were first contacted by the lender after 11 February 2000.

Use this letter where your house was sold more than six years ago and you were first contacted by the lender after 11 February 2000. Lenders should not pursue the mortgage shortfall under the UK Finance policy. You can find information about how to use this letter in our Mortgage shortfalls guide

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
  • Today’s date will be added automatically.
  • Sign each letter and enclose a copy of your budget if needed.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

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Your address line 1Make sure you include your full address.
Your address line 2
Your address line 3
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Your postcodeDon't forget your postcode.

8th October 2024

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