Our debt advice may be different depending on the country you live in. Select your country below to ensure you get the right information.
This letter is relevant in England & Wales.
Use this letter when a creditor has refused your pro-rata offer of payment.
Use this letter when a creditor has refused your pro-rata offer of payment. For information on how to use this letter see our guide Payment offer – what to do if a creditor refuses.
You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
6th July 2024 [today’s date]*