Debt advice | Free debt advice | National Debtline

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We know every situation is different. So however you feel comfortable, we can help in a way that suits you.

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9am-8pm Monday to Friday
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If you’d rather not talk, you can get tailored advice about dealing with your debts from My Money Steps. Available 24/7

Regulated by the Financial Conduct Authority.

No matter your situation, we offer free, impartial debt advice built for you.

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Free to use. Always.

All our help and information is completely free for everyone, forever.

Anonymous and confidential

We know talking about debt isn’t easy. So you can be confident that your details will never be shared.

Built around you

We know debt is different for everyone. We will always build a plan that works for you.

Independent and trusted

We are an independent registered charity, authorised and regulated by the Financial Conduct Authority. You can trust all our advice will always be impartial.

Popular Topics

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You’re not alone

We’ve helped thousands of people in all kinds of situations take control of their debt.

The adviser was sympathetic and understanding, thank you. This changed my life.

A National Debtline caller 2023

You gave clear advice and treated me with compassion. I can’t thank you enough.

A National Debtline caller 2023

I’m so glad I called, you gave me the knowledge I needed to speak with my creditors.

A National Debtline caller 2023

You were incredibly helpful and knowledgeable, patient and understanding.

A National Debtline caller 2023

National Debtline have really helped me out of a dark place in my life.

A National Debtline caller 2023