Tell a bailiff that you are vulnerable | Sample letter

This sample letter covers England and Wales

To view all sample Letters that cover Scotland, please click here.

Use this letter to tell a bailiff that you are vulnerable and ask them to return the debt to your creditor. You can find information about how to use this letter in our Bailiff complaints guide.

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
Today’s date will be added automatically.
Sign each letter and enclose a copy of your budget if needed.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Change to joint version

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27th July 2024 [today’s date]*

Dear Sir/Madam

Account No:

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You have contacted me regarding the account with the above reference number, which you claim is owed by me to

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because of

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You have stated that you will be

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to try to take control of my goods unless I pay the full amount of £

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straight away.

I believe that I am in a ‘vulnerable situation’ according to 'Taking Control of Goods: National Standards'.

[include a paragraph outlining any special circumstances you have that you want the bailiff company to take into account that make you or your family vulnerable, for example illness, disability, age or bereavement. include evidence of your medical condition if possible, or supporting evidence from a doctor, social worker, mental health worker or other professional. also include information about why your financial situation is unlikely to improve.]*

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I ask you not to make a visit because this would cause me distress and anxiety. Instead, please ask

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to take the debt back and accept payments of £

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Please confirm in writing that you have agreed to my request and state what action you have taken.

I am sending a copy of this letter to

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I look forward to hearing from you.

Yours faithfully

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Tell a bailiff that you are vulnerable (sole name)

Tell a bailiff that you are vulnerable (sole name)

Letter in joint names