0808 808 4000 Get help now
We're a registered charity providing free, impartial, expert debt advice to more than 100,000 people each year. You can call us free on 0808 808 4000. We've been helping people manage their debts for over 30 years.
Call us today
If you are experiencing financial difficulties and you're having trouble paying your bills, you can get free impartial advice. This may help you feel better about your situation and improve your health. Call free: 0808 808 4000
If you'd prefer to do things online, you can chat to one of our advisers using our webchat service
Call free: 0808 808 4000
7 out of every 10 people we helped last year reported a positive impact on their emotional or mental health after getting in touch with us.
Debt and mental health
For more information about how debt and mental health can affect each other read our Debt and mental health factsheet.
We are National Debtline - and we can help
Our expert advisers are waiting to speak to you anytime between Monday to Friday 9am-8pm and Saturday 9:30am-1pm.
As another option, our Digital Advice Tool is available 24/7.
Getting extra help if you need it
Emergency situations
Get advice straightaway if you are at immediate risk of losing your home, essential services, or goods, such as your car.
  • Webchat with an adviser, Monday to Friday 9am-8pm and on Saturdays 9.30am-1pm.
  • Call us on 0808 808 4000 anytime between Monday to Friday 9am-8pm and on Saturdays 9.30am-1pm.
  • Read more about emergency debt advice if our phone and webchat services aren't open.
Sharing your information
If you have a personal, health or other issue that is making it harder to manage your finances, you can tell us.
If you tell us, it could help us to provide you with a better service. We'll also keep the information confidential.
Need extra support?
We work with other organisations who can provide extra support depending on your circumstances. Read more about getting extra support.