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This letter is relevant in England & Wales.

England Wales

Creditor harassment warning (sole name)

Use this letter to tell your creditor if you think they are harassing you, and ask them to stop.

Use this letter to tell your creditor if you think they are harassing you, and ask them to stop. You can find information about how to use this letter in our guide Harassment by creditors and debt collectors.

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
  • Today’s date will be added automatically.
  • Sign each letter and enclose a copy of your budget if needed.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

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Your address line 1Make sure you include your full address.
Your address line 2
Your address line 3
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Your postcodeDon't forget your postcode.

15th June 2024

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