National Debtline | England and Wales | Sample letters - Complain about a bailiff overcharging you

This sample letter covers England and Wales

To view all sample Letters that cover Scotland, please click here.

Use this letter to tell the bailiffs (also known as enforcement agents) that they have added more fees to your debt than the law allows. Make sure you get a breakdown of their fees and get advice about what the law allows them to charge first. Contact us for advice before using this letter.

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
Today’s date will be added automatically.
Sign each letter and enclose a copy of your budget if needed.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Change to joint version

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12th December 2024 [today’s date]*

Dear Sir/Madam

Account No:

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I am writing to you about my

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with the above account number and the breakdown of the fees that you have sent me.

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Under The Taking Control of Goods (Fees) Regulations 2014 , the amount you should have charged me was £

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I am making a formal complaint that you have overcharged me by £

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. If you think that my calculation is incorrect, please explain why. Otherwise, please

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Unless you can explain why you think that my calculation is incorrect, or you refund/remove the fees that have been incorrectly added, I will take this complaint to the

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I am sending a copy of this letter to

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I look forward to hearing from you.

Yours faithfully

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Complain about a bailiff overcharging you (sole name)

Complain about a bailiff overcharging you (sole name)

Letter in joint names