Our debt advice may be different depending on the country you live in. Select your country below to ensure you get the right information.
This letter is relevant in England, Wales and Scotland.
Use this letter when you need to ask your bank to pay particular bills out of your account from money you have paid in.
Use this letter when you need to ask your bank to pay particular bills out of your account from money you have paid in. This is known as exercising your 'first right of appropriation'.
You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
26th January 2025 [today’s date]*