Get a fresh start
By simply opening the guide you have already taken the first step towards a fresh start with your finances.
More than eight million people in the UK have financial difficulties, we know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.
In 2021, 94% of people who called us for advice said they were clear on the next steps they need to take to deal with their debt situation.
Download your guide
Click the links below to download the England and Wales or Scotland versions of our 'How to deal with debt' guide.