Coronavirus and your income (Scotland)
You may get other kinds of help if you are self-employed. Business Debtline can give you more information, see www.businessdebtline.org.
Help for employees
The Coronavirus Job Retention Scheme
The Coronavirus Job Retention Scheme (CJRS) ended on 30 September 2021.
It was introduced to prevent the need for your employer to make you redundant. If you were enrolled on the scheme, you were classed as a furloughed worker. This meant that you were kept on your employer's payroll, rather than being laid off.
If you were furloughed at the end of September 2021, your employer will need to decide whether they want you to return to work or whether they are going to make you redundant.
If you haven't heard from your employer, you should contact them as soon as possible.
If your employer is making you redundant, see our Coronavirus: redundancy advice section.
In work and need to self-isolate?
Self-isolation Support Grant
If you are asked to self-isolate, you may receive a payment of £500.
You may be eligible for the payment if you live in Scotland and meet one of the following criteria:
- You have been asked to self-isolate by Test and Protect or the Incident Management Team.
- You are not fully vaccinated with the coronavirus vaccine, and have been told by Test and Protect or the Protect Scotland app to self-isolate.
- You are the parent or carer of a child under 16 who has tested positive for coronavirus, or someone who has not been fully vaccinated for coronavirus and has been required by Test and Protect or the Protect Scotland app to self-isolate.
Before the self-isolation period, you must also be:
- employed and your employer can confirm you are unable to work from home, or you are self-employed and you can show that you are unable to run your business without social contact; or
- claiming at least one of the following benefits: Universal Credit, Working tax credit, income-related Employment and Support Allowance, income-based Jobseeker’s Allowance, Income Support, Pension Credit or Housing Benefit;
If you don’t receive one of the qualifying benefits, local authorities may still be able to make a payment to you if you are on a low income and could suffer financial hardship from not being able to work.
Contact your local authority to make a claim. The payment won’t affect any other benefits and you can make further claims if you meet the criteria.
Statutory Sick Pay
The Government has announced changes to Statutory Sick Pay (SSP) for people affected by coronavirus who have to self-isolate. SSP will now be paid from the first day of sickness rather than the usual fourth day of sickness.
You can claim SSP if:
- you've been told by the NHS that you have come into contact with someone who has coronavirus or shows coronavirus symptoms;
- you live with someone within the same household who has coronavirus or shows coronavirus symptoms; or
- someone in your ‘support bubble’ has coronavirus or shows coronavirus symptoms.
More information can be found on the GOV.UK website.
The Government has also announced an extension to the SSP self-certification period. For any sickness absence Between 10 December 2021 and 26 January 2022 , you will not be required to provide medical evidence of sickness, such as a fit note, for the first 28 days. From 27 January 2022, the self-certification period will revert back to the usual 7 days.
During this period there will also be no need to produce a fit note to access other benefits including, but not limited to Universal Credit and Employment Support Allowance (ESA).
- SSP is £96.35 per week and can be paid for up to 28 weeks. To qualify, a worker must earn at least £118 per week.
If you are not eligible to receive SSP you can claim Universal Credit and/or new style Employment and Support Allowance.
- New style Employment and Support Allowance can now be claimed from day one of illness.
- If you are claiming Universal Credit, you can do so without having to attend a jobcentre.
Visit Turn2us for more information about benefits and how to claim them.
Claim benefits
If you are unable to claim Statutory Sick Pay but coronavirus means you are too sick to work, you may be able to claim new style Employment and Support Allowance, as long as you have paid enough National Insurance contributions in the last two to three years.
- New style Employment and Support Allowance will now get paid from day one of your claim rather than the usual day eight.
- You can now claim new style Employment and Support Allowance online.
- Income and savings that you or your partner have will not affect your claim.
If you are able to work but have lost your job or work less than 16 hours per week, you may be able to claim new style Jobseekers Allowance as long as you have paid enough National Insurance contributions in the last two to three years.
- You can get new style Jobseekers Allowance for up to six months and it will be paid every two weeks.
- Income and savings that you or your partner/spouse have will not affect your claim.
If you aren’t able to get new style Employment and Support Allowance/new style Job Seekers allowance, or you can but need extra financial help, you will need to make a separate application for Universal Credit.
Important: Universal Credit can affect other benefits
Making a claim for Universal Credit may mean that you lose other benefits you currently get, such as tax credits.
Once you make a Universal Credit claim, your tax credit claim will stop and you cannot go back to tax credits. Before you apply for Universal Credit, try to get advice from a benefits adviser to check if you will be better off claiming Universal Credit. You can look for a local benefits adviser on the Turn2us website.
- Universal Credit is based on your household situation so your or your partner’s income and savings may affect how much you will get.
- If you are making a new claim for Universal Credit you do not need to call anyone. Claims can be made online. If anything needs checking the DWP will call you back.
- There is a five week wait to receive your first Universal Credit payment. You can receive a month’s advance which you then pay back.
You can use Citizens Advice Help to Claim service if you need additional support when making a Universal Credit application. Visit Turn2us for more information about benefits and how to claim them. They have a benefits calculator to help you find out what you may be able to claim.
Already claiming benefits?
If you are claiming Universal Credit or Jobseekers Allowance you may need to meet certain requirements to continue to receive the benefit. This could be job searching, periods of time at work or attending regular meetings or assessments. Due to coronavirus these requirements were temporarily suspended, however they have now restarted. Call the Jobcentre Plus if you're worried about going to an appointment in person due to coroanvirus.
If coronavirus means you are unable to carry out a task, you should phone the office paying the benefit to explain why. If you are claiming Universal Credit, inform your work coach and explain what has happened in your online journal.
Face-to-face assessments for sickness and disability benefits had been suspended, they have now restarted for some people. You should only be asked to attend a face-to face assessment if you can’t be assessed another way. This will apply if you receive Personal Independence Payments (PIP), Employment and Support Allowance (ESA), Industrial Injuries Disability Benefit and possibly Universal Credit.
If you have concerns about attending an assessment contact your assessment provider, using the contact details on your appointment letter. You can find more details on GOV.UK.
The Government has also temporarily changed the way they work out Universal Credit for self-employed people on low incomes. You can contact the Universal Credit helpline on 0800 328 5644 for more information.
Help towards your rent - changes for private tenants
If you rent privately, the maximum amount of help that you can get for your rent through Housing Benefit or Universal Credit depends on several factors, such as the Local Housing Allowance (LHA) rate for the area you live in and the type of accommodation that you need. LHA rates have been increased across the UK. To find the rate that applies to your area, go to the Directgov website.
To find out more about how these changes may help you, please visit Turn2us. They have a benefit calculator to help you find out if and how much you may be able to claim.