Skip to content

Get advice

Welcome to National Debtline – your free, confidential debt advice service. We understand that dealing with debt can be overwhelming, and that's why we're here to help. Get started today by accessing our Digital Advice and Budget tools below.

Our team of expert advisers are here to offer you practical advice and support to help you take control of your finances and get back on track. We can help you with a range of debt problems, from credit card debt to council tax arrears, and we'll work with you to find the best solution for your individual circumstances.

Last year we helped more than 100,000 people manage their debts.

“By putting me in control of my finances, giving solid advice on management and steps to take - this has relieved a world of stress off my shoulders.”

Our online tools

Whether you're struggling to pay your bills or facing legal action from creditors, National Debtline can help. We can provide you with guidance on how to deal with your debts, and our online resources and tools can help you manage your finances more effectively.

Our digital tools are great if you like doing things online rather than over the phone. Our digital advice tool and budget tool are designed to provide you with the support and guidance you need to deal with your debts.

Digital advice tool

Our digital advice tool is available 24/7, we’ll ask you the same questions that we would on a call and give you tailored advice about dealing with your debts.

You can still decide to call us for advice. Our expert advisers will be able to see all the information you have given, so you won’t have to start again or repeat yourself.

Register/log in

Budget tool

Our budget tool is designed to help you manage your money and stay on top of your finances. With our budget tool, you can create a personalised budget that takes into account your income, expenses, and debt repayments.

Complete budget/load budget

Sometimes speaking to someone can help and take a weight off your shoulders. We are also here on the phone and via our webchat service if you would like to talk to one of our friendly and experienced debt advisers.

You can call us for free on 0808 808 4000 Monday to Friday 9am-8pm and on Saturdays 9.30am-1pm.